Due to recent power outages, our USTCU location remains closed. Copperfield Drive thru is open and other drive thru teller services will have a delayed opening. There may still be brief intermittent interruptions. We are in process of posting all pending transactions. Thank you for your patience as we work diligently to restore all services. Online banking

Business Rates

Type (Term) Type Term (Month) Fixed Rate APR Max Amount
Automobile Loans New 72 Months Max 8.29%-10.59% $100,000.00
Automobile Loans Used 72 Months Max 8.29%-10.59% $100,000.00
Business Loans Unsecured 60 Month Max 12.99%-17.49% $250,000.00
CD Secured Loans/Line of Credit 2% above CD Rate - not to exceed term of CD. N/A
Credit Cards Business Visa Platinum open 12.99% $100,000.00
Fleet/Equipment Loans New 48 Months Max 8.29%-10.59% $100,000.00
Line of Credit Unsecured 36 Months Max 13.99%-17.99% $250,000.00
Type (Term) Min Balance To Open Min Balance To Earn MIN BALANCE - $24,999.99
APY
$25,000.00 - $49,999.99
APY
$50,000.00+
APY
Business Savings $5.00 $100.00
0.15%
0.25%
0.35%
Type (Term) Min Balance To Open Min Balance To Earn MIN BALANCE - $4,999.99
APY
$5,000.00 - $24,999.99
APY
$25,000.00 - $49,999.99
APY
$50,000.00+
APY
Business Basic $100.00 $0.00
N/A
N/A
N/A
N/A
Business Growth $100.00 $2,500.00
1.00%
1.00%
1.00%
1.00%
Business Money Market $5,000.00 $5,000.00
N/A
1.50%
1.75%
2.00%

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